Every way to fund it. One file.
Credit lines, working capital, term loans, and real estate programs from one advisor. Our most popular: 0% intro APR credit lines up to $150K.
Step 1. Tell us what you need the money for. We'll mark which funding options fit.
0% Intro APR Credit Lines
Capital that costs nothing in interest during the introductory window. Best for plays with a clear payback plan.
Working Capital Lines
Draw what you need, when you need it. Repay and draw again.
Term Loans
The full amount upfront with predictable payments on a set schedule.
Short-Term Financing
Bridge gaps and grab time-sensitive opportunities without waiting on a bank committee.
Debt Consolidation
Roll high-interest balances into one cleaner structure so more of your payment hits principal.
Real Estate Programs
Fix & flip, DSCR, bridge, construction, and cash-out refinance for investors and developers.
Step 2. See what 0% interest saves you compared to a normal loan. Move the sliders.
Savings CalculatorIllustration only. Funding amounts, approvals, and introductory APR windows are determined by the issuing banks based on your credit profile. 0% applies during the introductory period only. Comparison assumes a fully amortized loan at the selected rate over the same period.
Step 3. Check if you qualify. If you're close on most of these, book the call.
Do You Qualify?Credit Score
680+ minimum720 or above is ideal. The higher your score, the more funding you can access.
Card Utilization
Under 30%Using less of your available credit means better approvals. Under 10% is best.
Credit History
2+ years idealLonger history with clean payment records means stronger approval odds.
Payment History
No late paymentsClean record in the last 12 months. No collections, charge-offs, or tax liens.
Existing Credit
1+ credit cardYou need at least one existing credit card. Higher limits on current cards help.
Recent Inquiries
Under 6 in 6 monthsToo many recent credit applications can hurt your approval. Keep it clean.
Step 4. How it works. Application to money in hand in about two weeks.
How It WorksSubmit your application
2 minutesFill out a quick application with your details. A Capital Crane advisor reviews your submission and reaches out within 24 hours to discuss next steps.
We review your profile
5-7 day reviewOur team evaluates your credit profile and funding potential. We look at your score, utilization, payment history, and existing credit lines to determine how much you qualify for and which programs fit.
Receive your capital
Opened live on the callOnce approved, your funding is opened with you live on the call. On the flagship, that means a 0% intro APR line ready to use without interest eating into your margins during the intro window.
Capital built around your success
We are a funding facilitator, not a lender. We structure and sequence your applications with issuing banks so you get the strongest approvals your profile can produce, and on the flagship, capital that costs nothing in interest during the intro window while conventional lenders charge from day one.
Facilitator, Not a Lender0% Intro APR Flagship
Every dollar your project earns stays with you. No interest during the introductory period.
Profile-Based Underwriting
We evaluate your credit profile and potential, not just your bank account.
Transparent Terms
You know your exact intro window, limits, and minimum payments before you spend a dollar.
Dedicated Advisor
One point of contact from application through funding. No runaround.
Ready to fund your next move?
Pick a time below and a Capital Crane advisor will walk through your file with you. Which programs fit, what you qualify for, and what happens next.